Money, Age and Life: A Rant Of A Millennial Who Is Yet To Figure It Out

millennial [miˈlenēəl]

noun. a person reaching young adulthood in the early 21st century
plural noun: millennials



If anything, 2017 is a blaring wake-up call for me.

I have been working for eight hours a day, five days a week for the past nine years and I am not complaining about it. Life has been tough – yes – but I have been learning so much since I dropped out of school nine years ago. I remember not knowing how to turn on and off a PC back then and here I am fixing complicated computer bugs and crashes for people I barely know. Life is trippy, you see. And, we all like it that way. But, one thing caught me off-guard it left me sleepless in the past month. I am hitting the big 3-0 mark this year and I don’t think I am ready for it. The dwindling savings account under my name agrees with me, too. Worse, I still don’t have a house I can call my own or a car I can cruise in top down. Don’t get me wrong. I am not materialistic or anything. It is just that I believe these things are visible manifestations of how well did I do as a person, how wise were the judgments I made, how committed was I in making my life better and how much control did I have over my life in general.

Being in the thirties is a great deal for me. Believe me – it is. It is the golden decade of ages, if I may say it. It is when being boring is finally exciting – if you catch my drift. You are old enough to do that coat-and-tie thing without appearing phony — but not too old to be cast aside in one corner with a creepy hat on babbling about how petty “kids nowadays” for being this and being that. I mean, I just know being thirty is going to be amazing – only if I can find some ways to get the moolah coming in and enjoy the martinis.

I am a millennial and I am actually proud of it despite the stigma that comes with the label. Millennials are narcissistic and egotistic brats who just can’t love themselves enough – so they say. Perhaps, it’s true and it may be too true for our own good.  But, who can blame us? It’s a good time to be alive, isn’t it? The world is smaller than it was – thanks to the internet. Opportunities abound. Education is readily accessible to anybody who desires it. And, apparently, anybody can have his own fifteen minutes of fame if he wills it so – God bless Warhol’s soul! However, despite the apparent greatness of the time, there is this seeming deterioration of the generation in terms of… basically everything. Our social interactions are nothing more than a few taps on the glass panels of our mobile phones. Despite the amazing quality of education available, we now rely so much on Google and Wikipedia. Facebook posts and likes are our new paradigm for personal identity and development. It is just as they say it: ours is an age of smart phones and stupid people. But, that is just the label, isn’t it? Perhaps, it is high time we beat the stereotype.


Alright. It is time to work. I have my 9-5 job and I am much grateful for it but the plan is actually to generate some passive income and live financially independent – at least, that is the plan. The question now is: How? Honestly, I don’t know. But, it is going to be my journey this year and I intend on pushing through this journey to the end.

I have some friends who have had it well in the business world and I am blessed to have them as my mentors. I have gathered a few books to read and learn from. I have these books from popular motivation speakers, salesmen, entrepreneurs and social influencers. I invite you to read some of these, too, and start your journey along mine. I have PDF copies for some of the books uploaded below for your consumption.


Download Napoleon Hill’s Think and Grow Rich here for free: napoleon-hill-think-and-grow-rich.








Download Dale Carnegie’s How to Win Friends and Influence People here for free: dale-carnegie-how-to-win-friends-and-influence-people.








Download Guy Kawasaki’s The Art of the Start here for free: guy-kawasaki-the-art-of-the-start.







I have been following a few famous personalities on YouTube as well. I follow Grant Cardone and his aggressive style of salesmanship. I follow Tai Lopez, too, and his sleek cars and cadre of gorgeous ladies. I love listening to Simon Sinek and Seth Godin on TED. Locally, I enjoy Bo Sanchez’s webinars and I plan to join Truly Rich Club soon as part of my journey.

I have been trying to acquire new skills to master, too. In the past few months, I have been learning graphic design. I have been drafting logos for local brands and some party posters using Adobe Illustrator and Photoshop. And, I have taken up a hobby while I have been at it. I bought a DSLR camera last December and I have been learning the ropes in photography. I know it is going to be a long way ahead but, in one way or another, I will get there.


This year is going to be great. I honestly don’t know what is going to happen. This is going to be an expedition to uncharted lands and I am scared too. It may not be all about rainbows and butterflies out there but I am inviting you to be with me in this journey. I can’t promise you definite success but I can assure you an honest and sincere narration of the trip. I will try to do an objective telling but I don’t guarantee it. After all, I find it hard to tell when I don’t think of it and feel it firsthand.

This year, I am going to talk about money and it’s glamorous and gory details. I will talk about entrepreneurship, traveling, food and people – millennials in particular. I ask that you have the patience to bear with me and all my rants and self-centered opinions – millennial as I am. I just hope you will find it worthwhile to have a cup with me.

It is going to be a beautiful life.




24 thoughts on “Money, Age and Life: A Rant Of A Millennial Who Is Yet To Figure It Out

  1. As one of the first ‘Gen X-ers’… I remember what it was like when the generation before me (baby-boomers) didn’t have much respect for us. However, it was a different time… the want ads section of the newspaper (no Indeed or Craigslist!) were thick with opportunities… you could have 5 interviews on Monday and get 3 ‘Start tomorrow??’ calls at the end of the day. This was at least my experience, I am smart tho 😉.
    I got my first house at 23, along with a brand new sportscar and money to spare… all on my own.
    Now? I don’t know how any younger folk ever get out of the house! It’s tough out there!
    Focus on a field that won’t go away. Service is always a good one, seems you’re set with computers. 👍
    Good luck out there!
    If it’s any consolation… it’s not any easier in the job department for us old folk that babble in the corner about the millennials 😉😉

    Liked by 5 people

  2. Gary Vaynerchuk is a great person to follow as well.

    Don’t worry, you will eventually find your own path to success. Everyday is a journey just make sure to live it well. A lot of patience will also help. I’m also on a journey of establishing a very good passive income chenes!

    I wish you well. Take care! 😊

    Liked by 3 people

  3. I really enjoyed reading your post, and even though I’m a Gen-X, I feel your confusion about how to get those material signifiers of ‘success’. To be honest, I still don’t have those things – I don’t own a house or a flash car, and I’ve had several major career changes. The thing I’ve come to realise is that although lots of people do want those material signs of success, I am more of an experiential person. I prefer to have experiences, through travel or wonderful dining experiences or attending festivals, meeting new people etc. Those are the things that fill my sense of being. As for work, it’s cliche, but I’ve always tried to work in an area that I love, that I have a passion for, not focusing on the money, because life is too short to be miserable working 8hr/day. When I’ve loved my job, the money came naturally. The world is smaller with the advancement of technologies, there are so many different ways to connect, to work remotely rather than going in to an office, and as a millennial you’re probably comfortable with those technologies than most. So, all the best with the graphic design and the photography. The path of an artist is always an exciting one. 🙂

    Liked by 3 people

  4. I can relate on what you wrote (Im a Gen X too). Actually, we have similar dilemmas and experiences. I am starting to venture the world of entrepreneurship and I find it hard to execute the ideas that I come up with, but Im learning and enjoying though hehe. A good friend of mine once told me that, “we have our own paces in life, just focus on how to make your life progressive and AVOID comparing yourself to others”. That advice strucks me and lead me to be have an optimistic outlook in life. Wish you all the best in your journey. Btw, I enjoyed reading your post. Nice words! 🙂

    Liked by 1 person

  5. Your laments are not relegated to your generation, only the labels are.
    If you use your imagination, you can set yourself in almost any time period at any place in the world and imagine people coming of age and having the same hopes and dreams and desires.
    Perhaps, instead of computers and cell phones and iPads, “You” of the past had a goal to build a cabin or acquire a new draft horse. To clear trees and rocks to make a field for planting. Perhaps the desire was for a new oxcart or an indoor bathtub.
    These things are really not so different than wanting that Cadillac or a hot tub.
    Who told you that all those things listed define success and “happiness”?
    Not Jesus or Mohammed or Buddha, for they had NOTHING and wanted NOTHING.
    Not Gandhi, for he gave up everything- including food- to follow that which he deemed for himself to be important.
    Not Mother Theresa, or the thousands of Doctors Without Borders that are working right now at the battle front.
    Certainly not the children lying in the St,Jude’s Childrens’ Research Hospital, who awake every day with smiles and hopes for the future when their very existence hangs in the balance.
    Young folks being raised today are done an injustice by those raising them. They have not been given the benefit of perspective. Life appears to be mapped out and things are, frankly, too easy.
    If one honestly examines the circumstances today, they should be dancing in the streets at the opportunities that await them. The world is your oyster. It comes to you without smallpox and polio and yellow fever. It comes to you with safety nets for the impoverished and abused. It comes to you with money, money, money, easily had, for college tuition and home mortgages, unlike the days of yore when credit was synonymous with usury, and people SAVED money to buy a car or send kids to college or buy that draft horse.
    Imagine a man in 1916, in a foxhole, with nothing but a thirty caliber carbine and a bible. Waiting at any moment for mustard gas to fill the trenches, causing men to literally vomit their own lungs.
    Imagine a man in 1942, pinned down by withering gunfire on the beaches of Dunkirk and Normandy, watching their brothers throw their bullet-riddled bodies in front of the unharmed, their last sacrifice to be a shield for others.
    Imagine a man in 1967, still carrying a B.A.R. from the last war, dropping into the jungle aboard a hastily-maintained helicopter, the Viet Cong patiently waiting in the undergrowth with machine guns and flamethrowers.
    Imagine parents in 1968, waiting for their child to die of cancer because back then only one in five children survived it.
    Now, just the opposite, four out of five will be cured.
    Place yourself in these scenarios, then revisit your life, and see if there is still anything worth complaining about.

    Recommended reading:

    Illusions- by author Richard Bach

    Seek peace my young friend,



  6. Woah! Not only your write-up is interesting but also these people in the comments section. So, how are you doing naman so far, Sir? I’d like to know if you ever pass a phase of self-inflicted pressure or like feeling lost… bec. I really wanted to know if there are other people like me who until now does not figure out life.

    P.S: Do u speak Cebuano?

    Liked by 1 person

      1. Marjo, I know you. After going through your blog entries and few pctures. You were one of the peer facilitator something sa TYF with Ingrid in 2013. Small world. Haha.

        Liked by 1 person

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